@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix stw: <http://zbw.eu/stw/descriptor/> .

skos:notation
  rdfs:label "notation"@en ;
  skos:definition "A notation, also known as classification code, is a string of characters such as \"T58.5\" or \"303.4833\" used to uniquely identify a concept within the scope of a given concept scheme."@en .

skos:narrower
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en ;
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en .

skos:broader
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en ;
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en .

<http://zbw.eu/stw>
  a void:Dataset, skos:ConceptScheme ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en .

skos:inScheme
  rdfs:label "is in scheme"@en ;
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en .

skos:prefLabel
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en ;
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en .

<http://zbw.eu/namespaces/zbw-extensions/Thsys>
  a owl:Class ;
  rdfs:label "Thsys"@en .

skos:Concept
  a owl:Class ;
  rdfs:label "Concept"@en .

<http://zbw.eu/stw/thsys/70892>
  a skos:Concept, <http://zbw.eu/namespaces/zbw-extensions/Thsys> ;
  rdfs:label "Insurance industry"@en, "Versicherungswirtschaft"@de ;
  skos:broader <http://zbw.eu/stw/thsys/w> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:narrower stw:18743-6, stw:29694-3, stw:19679-5, stw:29706-1, stw:21072-0, stw:29707-6, stw:30530-2, stw:18734-0, stw:21002-0, stw:13824-3, stw:30006-5, stw:19513-4, stw:13823-5, stw:13821-2, stw:29705-3, stw:13827-4, stw:13820-4, stw:18741-3, stw:13825-1, stw:13818-5, stw:13811-5, stw:18994-2, stw:13296-2, <http://zbw.eu/stw/thsys/70891>, stw:10207-0, stw:13826-6, stw:30587-1, stw:19424-3, stw:13282-6, stw:13969-5, stw:18744-4, stw:13828-2 ;
  skos:notation "W.16" ;
  skos:prefLabel "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de .

stw:18743-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsmanagement"@de, "Insurance management"@en .

stw:29694-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "European insurance law"@en, "EU-Versicherungsrecht"@de .

stw:19679-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsmarkt"@de, "Insurance market"@en .

stw:29706-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Mikroversicherung"@de, "Microinsurance"@en .

stw:21072-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsschutz"@de, "Insurance coverage"@en .

stw:29707-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Insurance-linked securities"@en, "Insurance-Linked Securities"@de .

stw:30530-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Longevity risk"@en, "Langlebigkeitsrisiko"@de .

stw:18734-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Internationales Versicherungsrecht"@de, "International insurance law"@en .

stw:21002-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Selbstbeteiligung"@de, "Deductible"@en .

stw:13824-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsbeitrag"@de, "Insurance premium"@en .

stw:30006-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Wert des Menschenlebens"@de, "Value of life"@en .

stw:19513-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Kapitaldeckungsverfahren"@de, "Fully funded system"@en .

stw:13823-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsmathematik"@de, "Actuarial mathematics"@en .

stw:13821-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungswissenschaft"@de, "Insurance theory"@en .

stw:29705-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsleistung"@de, "Insurance benefits"@en .

stw:13827-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsschaden"@de, "Insured loss"@en .

stw:13820-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsbetrug"@de, "Insurance fraud"@en .

stw:18741-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsökonomik"@de, "Economics of insurance"@en .

stw:13825-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsrecht"@de, "Insurance law"@en .

stw:13818-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsaufsicht"@de, "Insurance supervision"@en .

stw:13811-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Privatversicherung"@de, "Private insurance"@en .

stw:18994-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Pflichtversicherung"@de, "Mandatory insurance"@en .

stw:13296-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Rückversicherung"@de, "Reinsurance"@en .

<http://zbw.eu/stw/thsys/70891>
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  rdfs:label "Versicherungssparten"@de, "Insurance branches"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:notation "W.16.01" ;
  skos:prefLabel "W.16.01  Versicherungssparten"@de, "W.16.01  Insurance branches"@en .

stw:13828-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherung"@de, "Insurance"@en .

stw:18744-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsmarketing"@de, "Insurance marketing"@en .

stw:13969-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsberufe"@de, "Insurance employees"@en .

stw:13282-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsvermittlung"@de, "Insurance intermediation"@en .

stw:19424-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungsteuer"@de, "Insurance tax"@en .

stw:30587-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Versicherungstechnologie"@de, "Insurance technology"@en .

stw:13826-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Risk model"@en, "Risikomodell"@de .

stw:10207-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Moral hazard"@en, "Moral Hazard"@de .

<http://zbw.eu/stw/thsys/w>
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  rdfs:label "Wirtschaftssektoren"@de, "Economic sectors"@en ;
  skos:narrower <http://zbw.eu/stw/thsys/70892> ;
  skos:notation "W" ;
  skos:prefLabel "W  Wirtschaftssektoren"@de, "W  Economic sectors"@en .

