@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix stw: <http://zbw.eu/stw/descriptor/> .

skos:notation
  rdfs:label "notation"@en ;
  skos:definition "A notation, also known as classification code, is a string of characters such as \"T58.5\" or \"303.4833\" used to uniquely identify a concept within the scope of a given concept scheme."@en .

skos:narrower
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en ;
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en .

skos:broader
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en ;
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en .

<http://zbw.eu/stw>
  a void:Dataset, skos:ConceptScheme ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en .

skos:inScheme
  rdfs:label "is in scheme"@en ;
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en .

skos:prefLabel
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en ;
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en .

<http://zbw.eu/namespaces/zbw-extensions/Thsys>
  a owl:Class ;
  rdfs:label "Thsys"@en .

skos:Concept
  a owl:Class ;
  rdfs:label "Concept"@en .

<http://zbw.eu/stw/thsys/70899>
  a skos:Concept, <http://zbw.eu/namespaces/zbw-extensions/Thsys> ;
  rdfs:label "Bankwirtschaft"@de, "Economics of banking"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70904> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:narrower stw:18718-5, stw:18721-2, stw:19137-6, stw:13747-2, stw:13794-0, stw:19556-0, stw:13773-1, stw:30141-6, stw:18716-2, stw:13686-3, stw:13706-2, stw:13753-0, stw:13756-1, stw:12341-0, stw:18719-3, stw:13692-1, stw:13785-1, stw:12252-6, stw:12236-4, stw:18667-3, stw:13762-6, stw:13746-4, stw:13784-3, stw:13777-0, stw:27587-0, stw:27601-4, stw:19828-0, stw:10789-1, stw:13763-4, stw:13776-2 ;
  skos:notation "W.14.01.02" ;
  skos:prefLabel "W.14.01.02  Bankwirtschaft"@de, "W.14.01.02  Economics of banking"@en .

stw:18718-5
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankmarketing"@de, "Bank marketing"@en .

stw:18721-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bilanzstrukturmanagement"@de, "Asset-liability management"@en .

stw:19137-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Firmenkundengeschäft"@de, "Corporate banking"@en .

stw:13747-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankentgelt"@de, "Bank charge"@en .

stw:13794-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Wertpapierdepot"@de, "Custody services"@en .

stw:19556-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Privatkundengeschäft"@de, "Personal banking"@en .

stw:13773-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankgeheimnis"@de, "Bank secrecy"@en .

stw:30141-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Stresstest"@de, "Stress test"@en .

stw:18716-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankmanagement"@de, "Bank management"@en .

stw:13686-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Economics of banking"@en, "Bankwirtschaft"@de .

stw:13706-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Private banking"@en, "Private Banking"@de .

stw:13753-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Zinsspanne"@de, "Interest margin"@en .

stw:13756-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Banking services"@en, "Bankgeschäft"@de .

stw:12341-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankkonto"@de, "Bank account"@en .

stw:18719-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankrechnungslegung"@de, "Bank accounting"@en .

stw:13692-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankinsolvenz"@de, "Bank failure"@en .

stw:13785-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Underwriting business"@en, "Emissionsgeschäft"@de .

stw:12252-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Kreditsicherung"@de, "Collateral"@en .

stw:12236-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankgarantie"@de, "Bank guarantee"@en .

stw:18667-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Financial engineering"@en, "Financial Engineering"@de .

stw:13762-6
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Repo-Geschäft"@de, "Repo transactions"@en .

stw:13746-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankenliquidität"@de, "Bank liquidity"@en .

stw:13776-2
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Kreditgeschäft"@de, "Bank lending"@en .

stw:13763-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Refinanzierung"@de, "Refinancing"@en .

stw:10789-1
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Financial clearing"@en, "Clearing"@de .

<http://zbw.eu/stw/thsys/70904>
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  rdfs:label "Banken"@de, "Banking industry"@en ;
  skos:narrower <http://zbw.eu/stw/thsys/70899> ;
  skos:notation "W.14.01" ;
  skos:prefLabel "W.14.01  Banking industry"@en, "W.14.01  Banken"@de .

stw:19828-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Risk measure"@en, "Risikomaß"@de .

stw:27601-4
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Bankrisiko"@de, "Bank risk"@en .

stw:27587-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Operationelles Risiko"@de, "Operational risk"@en .

stw:13777-0
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Kreditrisiko"@de, "Credit risk"@en .

stw:13784-3
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> ;
  skos:prefLabel "Einlagengeschäft"@de, "Deposit banking"@en .

